San Jose, CA vs. Atlanta, GA Housing Price Comparison

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California’s hot housing market gives home owners an opportunity to cash in big on their home equity through selling or refinancing their property. So, what do you do with all of that money? Moving to Atlanta is great decision, considering it is the number 1 destination for California and New York residents who are relocating out of state.

The California home is priced at $1,049,000 and is located in 95136, which is South San Jose. I grew up in this neighborhood and the home values have nearly tripled since 2000. The Georgia home is located in 30068, which is a beautiful suburb of Marietta. Each community has its perks and if you are interested in relocating from California to Atlanta, or relocating from Georgia to California then please contact us.

Commercial Appraisal Costs


Commercial MAI Appraisals will cost between $2-5,000 depending on the size of the subject property. I am sharing to help investors avoid sticker shock when applying for a commercial or multifamily loans. The majority of commercial lenders, whether institutional or private, will require a lender ordered MAI appraisal as a financing contingency.

Some investors believe that appraisals cost between $5-700. This cost is typical for residential 1-4 unit appraisals and/or non-MAI commercial appraisals. The upfront costs needed to secure purchase financing (or refinancing) for a commercial property are $20-30 for a credit report and $2-5,000 for an appraisal. However, there are some lenders that will waive the appraisal fee for female investors and married couples that are taking financing in the wife's name.

Females in Sport: Equal Access for All

The biggest problem in high school sports is limited access to participation. As evidenced by a report from the National Women’s Law Center, US girls are not given the same opportunities in sports as their male counterparts. Furthermore, heavily minority schools (schools where ten percent or less of the students are white) “not only offer fewer overall athletic opportunities… but also fail to distribute those limited opportunities equitably between boys and girls (The Women’s Sports Foundation).” Being female, disabled, minority, or financially challenged makes it exponentially less likely that an individual has access to sports.

One remedy to this problem is to require publicly funded schools to allocate specific percentages of their athletic budget to those under served groups. For example, a school with an even split between female and male students should be obligated to spend fifty percent of their athletic budget on their female programs. If a school has a handicap population of ten percent then ten percent of their athletic budget should go towards sport opportunities for those students. A school’s spending should mirror their student body.

The biggest problem in intercollegiate sports is commercialization. A solution to correct this problem is requiring an annual disclosure from each university. The report should include information regarding how much money is made on different revenue streams, like player jerseys and video games, to name a few. It has always confused me how the NCAA can say that college players must maintain amateur status to remain eligible in the NCAA. However, the NCAA and the universities are able to make money off the athletes and their celebrity status. Commercialization in sport is such a grey area; the NCAA and schools only have a problem with commercialization when it is not working in their favor. However, if funds are exchanged and called a scholarship then it is allowed.

Future of Sport Media

Over the last decade journalism and reporting have experienced significant changes due to technology. Athlete driven media will continue to grow as evidenced by the numerous athlete driven media companies. The three major sports and sporting events with a lot of social media buzz are World Cup Soccer, the NBA, and the NFL (Berger, 2016). In addition to technological advances, athletes grew frustrated with the lack of control over what was being published by traditional sports media outlets. Athlete driven media allows athletes to connect and interact with fans on a personal level, which has been proven to retain existing fans and expand a sport property’s audience reach (Berger, 2016).

Another development poised to impact the supply and manufacturing of sort media content is virtual reality. Driven by the massive rise in data on mobile networks, integrating virtual reality with athletic competition is on the horizon. A 2018 consumer survey ranked services that consumers expect to go mainstream within three to four years of the launch of 5G. Two areas of consumer interest are “athlete and area view” and “VR cinema”. The most inspiring take away from that report is that people want 5G to offer a sense of the unlimited, including mixed reality, a combination of augmented and virtual reality that can boost everything from analytics to training to the fan experience (Varian, 2017).

TV viewership is on the decline for sport events as the popularity of online and social media trends upward. Organizations, leagues, and players must find new ways to engage with their fan base. To maintain a competitive edge five prerequisites are needed to protect brand and revenue in the modern era. Owners and sport properties must make sure they are first to market with their content. Quality of the product offering must be delivered in high definition and crisp quality that others can’t match. A continuous, reliable service with no ads for disreputable services or products is required. The ability to create engaging and exclusive holistic content such as commentary, highlights, and interviews is imperative. Lastly, the ability to distribute content and archive footage to social channels as soon as the action happens will keep sports in the forefront (Housel, 2017).

Berger, K. “How Players Are Controlling Their Own Media and What It Means for the NBA.”, CBS Sports, 1 Feb. 2016, Accessed 19 Sep. 2018.

Hegedus, N. “Is Virtual Reality Live Sports Viewing the Future of Basketball? Some of the Sport’s Superstars Think So! Watch This Video…”, Ericsson, 23 Apr. 2018, Accessed 18 Sep. 2018.

Housel, K. (2017). Virtual reality and the role of sports content. The Entertainment and Sports Lawyer, 33(2), 83.

Varian, E. (2017). BUSINESS BEAT; big growth for VR, not TV; virtual reality, e-sports set to boost entertainment, media revenue, PwC says. Los Angeles Times.

Religion in Sports

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Some religions prohibit sports activities on certain days. For example, individuals practicing the Jewish faith observe Shabbat from a few minutes prior to sunset on Friday evening until the appearance of three stars in the night sky on Saturday evening. The NBA currently has a handful of practicing Jewish athletes, including Omri Casspi, Amar’e Stoudemire, and Jordan Farmar. Depending on how committed to the Jewish religion one is, you could play or practice on the Shabbat if you are more lax, or refrain from competition or traveling for the more strict. Some accommodations that could be offered by management include athletes working out at home, suiting up but sitting out of games or practices, having a private area for prayer or meditation, and allowing athletes to wear religious jewelry or headpieces. The number one issue to consider with religion in sports is scheduling accommodations. Many religions have sacred days of the week and annual religious holidays. Management teams are often tasked with scheduling concerns with regard to reasonably accommodating religious practices.

The First Amendment and Sports

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The First Amendment has impacted sports by giving athletes the right to have personal opinions. However, it has been proven that the First Amendment does not protect athletes from consequences or discrimination because of those opinions. The First Amendment protects you from federal, state, and local government actions, but not private organizations (i.e. sports teams).

Two examples of recent cases involving the First Amendment include:

- Colin Kaepernick and the National Anthem protest

- Michael Sam and his sexual orientation

Colin Kaepernick exercised his First Amendment right by kneeling during the National Anthem. Kaepernick’s goal was to raise awareness and protest the unfair treatment of minorities. Colin has faced severe backlash within the league and ruffled many feathers. He has remained unsigned despite being a second round draft pick and taking the 49ers to the Super Bowl.

Michael Sam has never tried to be a spokesman for gay athletes, but the NFL pushed him into that role. Michael was upfront and honest with his college team, as well as professional scouts. His frankness was met with homophobic comments from NFL athletes and he was dropped from the NFL quicker than he was signed.


Dickey, J. (2017, September 08). There's No Credible Reason Why Colin Kaepernick Isn't on a Week 1 NFL Roster. Retrieved September 13, 2017, from

Page, J. (2016, August 23). Opinion: Why Michael Sam Is a Footnote in History, Not a Trailblazer. Retrieved September 13, 2017, from

SBA Commercial Real Estate Loans Quick Guide


For business owners that need capital to purchase or refinance commercial real estate, an SBA 7a Commercial Real Estate loan is a simple solution to help you finance your property. There are four easy steps to secure your loan.

1) Have 2+ years in business as a sole proprietor, partnership, LLC, or corporation

2) Have a 675 credit score

3) Have 2 years of business tax returns

4) Have cash flow to support the loan payments

SBA 7a Commercial Real Estate loan amounts range from $500,000 up to $5,000,000 on a 25 year term. The borrower must occupy at least 51% of the property. Interest rates range between 6.75-7.5%. Loans can fund as fast as 30 days!

Please call us at (408) 909-5893 or email us at to get pre-approved for your SBA loan today.

NNN Profile: Safeway

Safeway, Inc. is an American supermarket chain that offers many in-house private label brands as well as name brands across all product categories. Following the healthy foods trend, the stores have expanded the number of organic fruits and vegetables in the produce section. Other department sections include deli and meat, flowers, bakery, pharmacy, liquor, and many aisles of nonperishable items. Safeway, Inc. is a publicly owned company with a market cap of $8 billion.

Headquartered in Pleasanton, California, with 900 stores internationally, Safeway is a trophy net leased investment because of their B+ credit rating, and parent company Albertsons having the largest market share of supermarkets in the U.S. Albertsons is planning a merger with Rite Aid, which will help both companies increase their purchasing power, lower costs, and increase annual sales to $80 billion for the newly formed food and drug store merger. Primary lease terms are typically 20 year triple net leases with 5-year renewal options. For 2017, cap rates and sales prices averaged 5% and $12,000,000 respectively.

Get Your SBA 7a Loan In 7 Days

For business owners that need working capital for equipment, inventory, or expanding your business, an SBA 7a loan is a simple solution to help you finance your business. There are four easy steps to secure your loan.

1) Have 2+ years in business as a sole proprietor, partnership, LLC, or corporation

2) Have a 650 credit score

3) Have 2 years of personal and business tax returns

4) Have cash flow to support the loan payments

SBA 7a Working Capital and Debt Refinance loan amounts range from $30,000 up to $350,000 on a 10 year term, with no prepayment penalty. Interest rates range between 8-9%. Loans can fund as fast as 7 days!

Please call us at (408) 909-5893 or email us at to get pre-approved for your SBA loan today.

How To Find The Best Location To Open Your Restaurant

Restaurants are one of the most popular users of net leased real estate. In this video, we focus on the operator aspect of restaurants and how to make it easier for you to find a suitable location for your concept. The two obstacles that restaurants face when opening are zoning and tenant improvements. The simplest way to overcome these obstacles is to find a second generation restaurant space.

A second generation restaurant space is a unit within a commercial property, or a freestanding property, that was previously operated as a restaurant and is now available for a new tenant. What this means is that; 1) Your business permit to operate another restaurant will more than likely be approved by the City, which saves you tons of time, and: 2) There are existing restaurant tenant improvements like hoods, counters, seating, and restrooms already in place that you can utilize which saves you tons of money.

In the Atlanta market, I have located a handful of second generation restaurants that could be a perfect fit for a new or existing restaurant concept. If you are a franchisee that needs another prime location or a newer operator that would like to take advantage of existing buildouts, then it is necessary that you secure one of these locations immediately. We will assist you from farm to table to make sure your concept is up and running for the New Year. Please contact us for more information on restaurant leasing.

NNN Profile: 24 Hour Fitness

24 Hour Fitness is an American fitness club chain that has the highest number of members for all gyms worldwide. 24 offers a wide range of performance, nutritional, and fitness apparel products for both men and women. Gym equipment includes free weights and cardio machines, with premier locations having a pool, raquetball, and basketball courts. 24 Hour Fitness is a privately owned company with a market capitalization of $2 billion.

Headquartered in San Ramon, California, with 430 gyms across the United States, 24 Hour Fitness is a promising net leased investment because of their B2 credit rating, good liquidity profile, and sizeable cash flow, which will allow the company to fund new club openings without increasing debt. Primary lease terms are typically 15 year triple net leases with 5-year renewal options. For 2017, cap rates and sales prices averaged 6.50% and $12,000,000 respectively.